Our verdict
Best for: Solana ecosystem participants who want early access and are comfortable with a waitlist card
Solayer Emerald Card is tied tightly to the Solana ecosystem and has a high airdrop likelihood, the token launch makes early participation potentially valuable beyond the stated 1% cashback. The 1.5% FX markup is mid-range. Available globally. The card requires a $10 issuance fee (or $75 off the waitlist), making it a considered entry rather than a casual signup. For Solana-native users who want exposure to the upside, it's worth the issuance cost.
Specifications
| Card network | Visa |
|---|---|
| Provider | Solayer Labs (Backed by Binance Labs) |
| Funding model | Self-custodial: funds stay in your wallet until spent |
| Settlement currency | USD |
| Available in | 124 countries; US available except 18 restricted states (Arizona, Delaware, Georgia, Idaho, Louisiana, Maryland, Missouri, Montana, Nevada, New Mexico, North Dakota, Ohio, Oregon and others). UK + Germany + France not yet supported. |
| Supported chains | Solana / InfiniSVM (Solayer L1) |
| Supported assets | USDC, sUSD (Solayer stablecoin backed by US T-Bills) |
| Issuance fee | $75 |
| Monthly fee | $0 |
| FX markup | 1.5% |
| ATM fee | Free or not disclosed |
| Top-up fee | 1% |
| Foreign transaction fee | 1.5% |
| Cashback | Up to 1% in USDC + Emerald Points + future LAYER |
| Cashback monthly cap | $10 |
| Daily spend limit | , |
| Monthly spend limit | , |
| Last verified | 2026-04-30 |
What to watch out for
- $10 issuance for Genesis Drop / Community Sale participants ($75 for general waitlist)
- Solana-native with InfiniSVM (300,000+ TPS claim)
- 4% APY available on sUSD (stablecoin backed by US Treasury bills)
- SolanaID integration for on-chain reputation
- non-custodial via Solana wallet connection
- Apple Pay, Google Pay, LINE Pay supported
- physical card coming soon
Editorial notes
- Highest issuance fee among reviewed cards ($75 general)
- $0.15 per USD transaction fee
- $0.10 + 1.5% per international transaction
- 1% top-up fee on every load
- only USDC and sUSD on Solana supported (EVM coming)
- auto-deactivates after 6 months inactivity
- backed by Binance Labs
Frequently asked questions
Where is the Solayer Emerald Card available?
As of 2026-04-30, Solayer Emerald Card is available to residents of United States, United Kingdom, Europe, Canada, Latin America, Asia-Pacific, and Middle East & Africa. Specific country list: 124 countries; US available except 18 restricted states (Arizona, Delaware, Georgia, Idaho, Louisiana, Maryland, Missouri, Montana, Nevada, New Mexico, North Dakota, Ohio, Oregon and others). UK + Germany + France not yet supported..
How does the Solayer Emerald Card cashback work?
Solayer Emerald Card offers up to 1% cashback paid in USDC + Emerald Points + future LAYER. Base 1% cashback in USDC on eligible spend (capped at $1,000 spend per promotional period); 10% bonus on first transaction up to $50; Season 2 Emerald Points with 1-5x multiplier based on monthly spend tier; points redeemable for partner tokens and future $LAYER airdrop
What are the fees on the Solayer Emerald Card?
Solayer Emerald Card has an issuance fee of $75, no monthly fee, a 1.5% FX markup on non-settlement-currency spend. See the spec table above for ATM and top-up fees.
Is the Solayer Emerald Card self-custodial?
Yes. With Solayer Emerald Card, your funds remain in your own wallet until each transaction is authorised. The card provider does not hold your assets.
Last verified 2026-04-30. Rates and availability change frequently. Always confirm with the issuer before signing up. See our methodology for how we collect and verify this data.