Best Crypto Cards with No FX Fees (May 2026)

Zero FX markup is rarer than you'd expect. Many cards advertise low fees but apply a 1-3% markup on non-settlement-currency transactions. The cards below charge no FX fee at all, making them strong picks for travellers and international online shopping.

12 cards in this category

Visa · Crypto.com (Foris DAX)

Crypto.com Visa Card

Up to 5% · ~2% real

Mastercard · UAB Holyheld Financial / Unlimit (Cyprus EMI)

Up to 1% · ~0.5% real

Visa/Mastercard · Wirex Limited (UK FCA EMI; Wirex UAB Lithuania for EEA)

Up to 8% · ~1% real

Visa · Bitpanda (Austria) / Transact Payments Malta

Up to 2% · ~1% real

Visa · Coinbase / Pathward NA / Marqeta

Coinbase Card (Visa Debit)

Up to 4% · ~1.5% real

Mastercard · Consensys / Mastercard / Monavate (Baanx) / Cross River Bank

Up to 3% · ~1% real

Visa · Threely Dimensions Inc / Nimbus LLC (Delaware)

Up to 6% · ~2% real

Visa · Karta.io / Banco Popular de Puerto Rico

Mastercard · Ready (formerly Argent) / Kulipa session-key auth

Up to 3% · ~2.5% real

Visa · Binance Exchange

Up to 2% · ~1% real

Mastercard · Bleap Finance Sp. z o.o (Poland) / Unlimit (Cyprus)

Up to 20% · ~2% real

Mastercard · Gemini Trust Company / WebBank

Gemini Credit Card

Up to 4% · ~1.5% real

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