Best Crypto Cards in Europe (May 2026)
Europe has the largest selection of crypto cards globally. Most issuers operate from EU jurisdictions (Lithuania, Malta, Estonia, Switzerland) and benefit from passporting under MiCA. Self-custodial options like Gnosis Pay and Bleap launched in Europe first.
Our pick
For most European users, KAST is the easiest entry point: no fee to issue, broad MiCA-aligned coverage, and ~1.5% realistic cashback without staking. If you want self-custody and don't mind paying for it, Gnosis Pay stays unmatched. Funds remain in your own wallet, with no custodial counterparty risk. Full list below, ranked by realistic earn rate.
21 cards in this category
KAST
Max cashback
2%
Realistic: 1.5%
FX fee
1.125%
•••• 9535
VISA
Gnosis Pay
Max cashback
5%
Realistic: 2%
FX fee
1.5%
•••• 9944
VISA
Crypto.com
Max cashback
5%
Realistic: 2%
FX fee
0%
•••• 2555
VISA
Bybit Card
Max cashback
10%
Realistic: 2%
FX fee
0.5%
•••• 5318
mastercard
Holyheld
Max cashback
1%
Realistic: 0.5%
FX fee
0%
•••• 9983
mastercard
Plutus
Max cashback
9%
Realistic: 3%
FX fee
2.5%
•••• 4351
VISA
Nexo
Max cashback
2%
FX fee
1.35%
•••• 3902
mastercard
Wirex
Max cashback
8%
Realistic: 1%
FX fee
0%
•••• 1859
VISA
Bitpanda
Max cashback
2%
Realistic: 1%
FX fee
0%
•••• 1485
VISA
Coinbase Card (Visa Debit)
Max cashback
4%
Realistic: 1.5%
FX fee
0%
•••• 8622
VISA
MetaMask
Max cashback
3%
Realistic: 1%
FX fee
0%
•••• 7079
mastercard
RedotPay
Max cashback
0%
Realistic: 0%
FX fee
1.2%
•••• 8710
VISA
EtherFi Cash
Max cashback
3%
Realistic: 2.5%
FX fee
1%
•••• 8319
VISA
Tria
Max cashback
6%
Realistic: 2%
FX fee
0%
•••• 5662
VISA
Karta
Max cashback
None
FX fee
0%
•••• 3721
VISA
Cypher
Max cashback
35%
Realistic: 2%
FX fee
1.75%
•••• 5525
VISA
Ready
Max cashback
3%
Realistic: 2.5%
FX fee
0%
•••• 9723
mastercard
Bleap
Max cashback
20%
Realistic: 2%
FX fee
0%
•••• 7666
mastercard
Bitget Wallet
Max cashback
None
FX fee
1.7%
•••• 8707
mastercard
Solayer Emerald
Max cashback
1%
Realistic: 1%
FX fee
1.5%
•••• 4803
VISA
Binance Card
Max cashback
8%
Realistic: 1%
FX fee
0%
•••• 9706
VISA
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