Bitpanda Card vs Crypto.com Visa Card

Both cards target EU residents. Here's the side-by-side on fees, cashback, and where each is available — verified May 2026.

Bitpanda Card
Crypto.com Visa Card
Provider
Bitpanda (Austria) / Transact Payments Malta
Crypto.com (Foris DAX)
Network
Visa
Visa
Funding model
Pre-funded debit (you load crypto/stablecoins to spend)
Pre-funded debit (you load crypto/stablecoins to spend)
Cashback
Up to 2% in BTC (realistic ~1%)
Up to 5% in CRO (realistic ~2%)
Issuance fee
$11
$0
Monthly fee
$0
$0
FX markup
0%
0%
ATM fee
2%
2%
Available in
European Economic Area
United States, United Kingdom, European Economic Area, Canada, Latin America, Asia-Pacific, and Middle East & Africa
Settlement currency
EUR
USD

The verdict

Crypto.com Visa Card pays meaningfully more cashback in practice (2.0% vs 1.0%).

About Bitpanda Card

Bitpanda Card is a Visa debit card issued by Bitpanda (Austria) / Transact Payments Malta, available to residents of European Economic Area. It is a pre-funded debit card — you top up your card balance with crypto or stablecoins before spending. Cashback is Up to 2% in BTC (realistic ~1%).

Full Bitpanda Card review →

About Crypto.com Visa Card

Crypto.com Visa Card is a Visa debit card issued by Crypto.com (Foris DAX), available to residents of United States, United Kingdom, European Economic Area, Canada, Latin America, Asia-Pacific, and Middle East & Africa. It is a pre-funded debit card — you top up your card balance with crypto or stablecoins before spending. Cashback is Up to 5% in CRO (realistic ~2%).

Full Crypto.com Visa Card review →

Last verified May 2026. How we collect this data · Affiliate links and direct links are presented equally.