/ Crypto Card Compare

Bitpanda Card vs Wirex Card

Both cards target EU residents. Here's the side-by-side on fees, cashback, and where each is available — verified May 2026.

Bitpanda Card
Wirex Card
Provider
Bitpanda (Austria) / Transact Payments Malta
Wirex Limited (UK FCA EMI; Wirex UAB Lithuania for EEA)
Network
Visa
Visa/Mastercard
Funding model
Pre-funded debit (you load crypto/stablecoins to spend)
Pre-funded debit (you load crypto/stablecoins to spend)
Cashback
Up to 2% in BTC (realistic ~1%)
Up to 8% in WXT (realistic ~1%)
Issuance fee
$11
$0
Monthly fee
$0
$0
FX markup
0%
0%
ATM fee
2%
2%
Available in
European Economic Area
United Kingdom, European Economic Area, and Asia-Pacific
Settlement currency
EUR
multi_currency

The verdict

Both cards offer broadly similar economics. The choice usually comes down to which ecosystem you already use and which is available in your country.

About Bitpanda Card

Bitpanda Card is a Visa debit card issued by Bitpanda (Austria) / Transact Payments Malta, available to residents of European Economic Area. It is a pre-funded debit card — you top up your card balance with crypto or stablecoins before spending. Cashback is Up to 2% in BTC (realistic ~1%).

Full Bitpanda Card review →

About Wirex Card

Wirex Card is a Visa/Mastercard debit card issued by Wirex Limited (UK FCA EMI; Wirex UAB Lithuania for EEA), available to residents of United Kingdom, European Economic Area, and Asia-Pacific. It is a pre-funded debit card — you top up your card balance with crypto or stablecoins before spending. Cashback is Up to 8% in WXT (realistic ~1%).

Full Wirex Card review →

Other comparisons

Last verified May 2026. How we collect this data · Affiliate links and direct links are presented equally.