Bleap vs Gnosis Pay Card

Both cards target users who want self-custodial spending. Here's the side-by-side on fees, cashback, and where each is available — verified May 2026.

Bleap
Gnosis Pay Card
Provider
Bleap Finance Sp. z o.o (Poland) / Unlimit (Cyprus)
Gnosis Pay Co Ltd (UK) / Monavate (issuer)
Network
Mastercard
Visa
Funding model
Self-custodial — funds stay in your wallet until spent
Self-custodial — funds stay in your wallet until spent
Cashback
Up to 20% in USDC (realistic ~2%)
Up to 5% in GNO (realistic ~2%)
Issuance fee
$0
$33
Monthly fee
$0
$0
FX markup
0%
1.5%
ATM fee
0%
Available in
European Economic Area
United Kingdom, European Economic Area, and Latin America
Settlement currency
USD
EUR

The verdict

Bleap has no FX markup, making it the better travel option.

About Bleap

Bleap is a Mastercard debit card issued by Bleap Finance Sp. z o.o (Poland) / Unlimit (Cyprus), available to residents of European Economic Area. It is a self-custodial card — your funds remain in your wallet until each transaction is authorised. Cashback is Up to 20% in USDC (realistic ~2%).

Full Bleap review →

About Gnosis Pay Card

Gnosis Pay Card is a Visa debit card issued by Gnosis Pay Co Ltd (UK) / Monavate (issuer), available to residents of United Kingdom, European Economic Area, and Latin America. It is a self-custodial card — your funds remain in your wallet until each transaction is authorised. Cashback is Up to 5% in GNO (realistic ~2%).

Full Gnosis Pay Card review →

Last verified May 2026. How we collect this data · Affiliate links and direct links are presented equally.