Bleap vs Holyheld Card

Both cards target users who want self-custodial spending. Here's the side-by-side on fees, cashback, and where each is available — verified May 2026.

Bleap
Holyheld Card
Provider
Bleap Finance Sp. z o.o (Poland) / Unlimit (Cyprus)
UAB Holyheld Financial / Unlimit (Cyprus EMI)
Network
Mastercard
Mastercard
Funding model
Self-custodial — funds stay in your wallet until spent
Self-custodial — funds stay in your wallet until spent
Cashback
Up to 20% in USDC (realistic ~2%)
Up to 1% in USDC (realistic ~0.5%)
Issuance fee
$0
$32
Monthly fee
$0
$0
FX markup
0%
0%
ATM fee
0%
2.5%
Available in
European Economic Area
European Economic Area
Settlement currency
USD
EUR

The verdict

Bleap pays meaningfully more cashback in practice (2.0% vs 0.5%).

About Bleap

Bleap is a Mastercard debit card issued by Bleap Finance Sp. z o.o (Poland) / Unlimit (Cyprus), available to residents of European Economic Area. It is a self-custodial card — your funds remain in your wallet until each transaction is authorised. Cashback is Up to 20% in USDC (realistic ~2%).

Full Bleap review →

About Holyheld Card

Holyheld Card is a Mastercard debit card issued by UAB Holyheld Financial / Unlimit (Cyprus EMI), available to residents of European Economic Area. It is a self-custodial card — your funds remain in your wallet until each transaction is authorised. Cashback is Up to 1% in USDC (realistic ~0.5%).

Full Holyheld Card review →

Last verified May 2026. How we collect this data · Affiliate links and direct links are presented equally.