/ Crypto Card Compare

Bybit Card vs Nexo Card

Both cards target UK and EU residents. Here's the side-by-side on fees, cashback, and where each is available — verified May 2026.

Bybit Card
Nexo Card
Provider
Bybit (Moorwand UK / Harmoniie SAS in EEA)
Nexo
Network
Mastercard
Mastercard
Funding model
Pre-funded debit (you load crypto/stablecoins to spend)
Credit line (you spend, then settle later)
Cashback
Up to 10% in USDT (realistic ~2%)
Up to 2% in NEXO or BTC
Issuance fee
$0
$0
Monthly fee
$0
$0
FX markup
0.5%
1.35%
ATM fee
2%
2%
Available in
European Economic Area, Latin America, Asia-Pacific, and United Kingdom
United Kingdom and European Economic Area
Settlement currency
multi_currency
multi_currency

The verdict

Both cards offer broadly similar economics. The choice usually comes down to which ecosystem you already use and which is available in your country.

About Bybit Card

Bybit Card is a Mastercard debit card issued by Bybit (Moorwand UK / Harmoniie SAS in EEA), available to residents of European Economic Area, Latin America, Asia-Pacific, and United Kingdom. It is a pre-funded debit card — you top up your card balance with crypto or stablecoins before spending. Cashback is Up to 10% in USDT (realistic ~2%).

Full Bybit Card review →

About Nexo Card

Nexo Card is a Mastercard credit card issued by Nexo, available to residents of United Kingdom and European Economic Area. It is a credit-line card — you spend first and settle later, with crypto held as collateral. Cashback is Up to 2% in NEXO or BTC.

Full Nexo Card review →

Other comparisons

Last verified May 2026. How we collect this data · Affiliate links and direct links are presented equally.