Bybit Card vs RedotPay

Both cards target EU residents. Here's the side-by-side on fees, cashback, and where each is available — verified May 2026.

Bybit Card
RedotPay
Provider
Bybit (Moorwand UK / Harmoniie SAS in EEA)
Red Dot Technology Limited (Hong Kong)
Network
Mastercard
Visa
Funding model
Pre-funded debit (you load crypto/stablecoins to spend)
Pre-funded debit (you load crypto/stablecoins to spend)
Cashback
Up to 10% in USDT (realistic ~2%)
None
Issuance fee
$0
$10
Monthly fee
$0
$0
FX markup
0.5%
1.2%
ATM fee
2%
2%
Available in
European Economic Area, Latin America, Asia-Pacific, and United Kingdom
European Economic Area, Latin America, Asia-Pacific, and Middle East & Africa
Settlement currency
multi_currency
USD

The verdict

Bybit Card pays meaningfully more cashback in practice (2.0% vs 0.0%).

About Bybit Card

Bybit Card is a Mastercard debit card issued by Bybit (Moorwand UK / Harmoniie SAS in EEA), available to residents of European Economic Area, Latin America, Asia-Pacific, and United Kingdom. It is a pre-funded debit card — you top up your card balance with crypto or stablecoins before spending. Cashback is Up to 10% in USDT (realistic ~2%).

Full Bybit Card review →

About RedotPay

RedotPay is a Visa debit card issued by Red Dot Technology Limited (Hong Kong), available to residents of European Economic Area, Latin America, Asia-Pacific, and Middle East & Africa. It is a pre-funded debit card — you top up your card balance with crypto or stablecoins before spending.

Full RedotPay review →

Last verified May 2026. How we collect this data · Affiliate links and direct links are presented equally.