Coinbase Card (Visa Debit) vs Gemini Credit Card

Both cards target US residents. Here's the side-by-side on fees, cashback, and where each is available — verified May 2026.

Coinbase Card (Visa Debit)
Gemini Credit Card
Provider
Coinbase / Pathward NA / Marqeta
Gemini Trust Company / WebBank
Network
Visa
Mastercard
Funding model
Pre-funded debit (you load crypto/stablecoins to spend)
Credit line (you spend, then settle later)
Cashback
Up to 4% in Crypto (rotating) (realistic ~1.5%)
Up to 4% in BTC, ETH, USDC, or 70+ tokens (realistic ~1.5%)
Issuance fee
$0
$0
Monthly fee
$0
$0
FX markup
0%
0%
ATM fee
0%
Available in
United States, United Kingdom, and European Economic Area
United States
Settlement currency
USD
USD

The verdict

Both cards offer broadly similar economics. The choice usually comes down to which ecosystem you already use and which is available in your country.

About Coinbase Card (Visa Debit)

Coinbase Card (Visa Debit) is a Visa debit card issued by Coinbase / Pathward NA / Marqeta, available to residents of United States, United Kingdom, and European Economic Area. It is a pre-funded debit card — you top up your card balance with crypto or stablecoins before spending. Cashback is Up to 4% in Crypto (rotating) (realistic ~1.5%).

Full Coinbase Card (Visa Debit) review →

About Gemini Credit Card

Gemini Credit Card is a Mastercard credit card issued by Gemini Trust Company / WebBank, available to residents of United States. It is a credit-line card — you spend first and settle later, with crypto held as collateral. Cashback is Up to 4% in BTC, ETH, USDC, or 70+ tokens (realistic ~1.5%).

Full Gemini Credit Card review →

Last verified May 2026. How we collect this data · Affiliate links and direct links are presented equally.