Crypto.com Visa Card vs Karta

Both cards target UK and EU residents. Here's the side-by-side on fees, cashback, and where each is available — verified May 2026.

Crypto.com Visa Card
Karta
Provider
Crypto.com (Foris DAX)
Karta.io / Banco Popular de Puerto Rico
Network
Visa
Visa
Funding model
Pre-funded debit (you load crypto/stablecoins to spend)
Pre-funded debit (you load crypto/stablecoins to spend)
Cashback
Up to 5% in CRO (realistic ~2%)
None
Issuance fee
$0
$0
Monthly fee
$0
$0
FX markup
0%
0%
ATM fee
2%
Available in
United States, United Kingdom, European Economic Area, Canada, Latin America, Asia-Pacific, and Middle East & Africa
United States, United Kingdom, European Economic Area, Canada, Latin America, and Asia-Pacific
Settlement currency
USD
USD

The verdict

Crypto.com Visa Card pays meaningfully more cashback in practice (2.0% vs 0.0%).

About Crypto.com Visa Card

Crypto.com Visa Card is a Visa debit card issued by Crypto.com (Foris DAX), available to residents of United States, United Kingdom, European Economic Area, Canada, Latin America, Asia-Pacific, and Middle East & Africa. It is a pre-funded debit card — you top up your card balance with crypto or stablecoins before spending. Cashback is Up to 5% in CRO (realistic ~2%).

Full Crypto.com Visa Card review →

About Karta

Karta is a Visa debit card issued by Karta.io / Banco Popular de Puerto Rico, available to residents of United States, United Kingdom, European Economic Area, Canada, Latin America, and Asia-Pacific. It is a pre-funded debit card — you top up your card balance with crypto or stablecoins before spending.

Full Karta review →

Last verified May 2026. How we collect this data · Affiliate links and direct links are presented equally.