/ Crypto Card Compare

EtherFi Cash vs Gnosis Pay Card

Both cards target users who want self-custodial spending. Here's the side-by-side on fees, cashback, and where each is available — verified May 2026.

EtherFi Cash
Gnosis Pay Card
Provider
EtherFi Cayman SEZC
Gnosis Pay Co Ltd (UK) / Monavate (issuer)
Network
Visa
Visa
Funding model
Self-custodial — funds stay in your wallet until spent
Self-custodial — funds stay in your wallet until spent
Cashback
Up to 3% in wETH (realistic ~2.5%)
Up to 5% in GNO (realistic ~2%)
Issuance fee
$40
$33
Monthly fee
$0
$0
FX markup
1%
1.5%
ATM fee
2%
—
Available in
United Kingdom, European Economic Area, Latin America, Asia-Pacific, and Middle East & Africa
United Kingdom, European Economic Area, and Latin America
Settlement currency
USD
EUR

The verdict

Both cards offer broadly similar economics. The choice usually comes down to which ecosystem you already use and which is available in your country.

About EtherFi Cash

EtherFi Cash is a Visa debit card issued by EtherFi Cayman SEZC, available to residents of United Kingdom, European Economic Area, Latin America, Asia-Pacific, and Middle East & Africa. It is a self-custodial card — your funds remain in your wallet until each transaction is authorised. Cashback is Up to 3% in wETH (realistic ~2.5%).

Full EtherFi Cash review →

About Gnosis Pay Card

Gnosis Pay Card is a Visa debit card issued by Gnosis Pay Co Ltd (UK) / Monavate (issuer), available to residents of United Kingdom, European Economic Area, and Latin America. It is a self-custodial card — your funds remain in your wallet until each transaction is authorised. Cashback is Up to 5% in GNO (realistic ~2%).

Full Gnosis Pay Card review →

Other comparisons

Last verified May 2026. How we collect this data · Affiliate links and direct links are presented equally.