/ Crypto Card Compare

EtherFi Cash vs Nexo Card

Both cards target UK and EU residents. Here's the side-by-side on fees, cashback, and where each is available — verified May 2026.

EtherFi Cash
Nexo Card
Provider
EtherFi Cayman SEZC
Nexo
Network
Visa
Mastercard
Funding model
Self-custodial — funds stay in your wallet until spent
Credit line (you spend, then settle later)
Cashback
Up to 3% in wETH (realistic ~2.5%)
Up to 2% in NEXO or BTC
Issuance fee
$40
$0
Monthly fee
$0
$0
FX markup
1%
1.35%
ATM fee
2%
2%
Available in
United Kingdom, European Economic Area, Latin America, Asia-Pacific, and Middle East & Africa
United Kingdom and European Economic Area
Settlement currency
USD
multi_currency

The verdict

EtherFi Cash is self-custodial — your funds stay in your wallet — while Nexo Card holds your balance.

About EtherFi Cash

EtherFi Cash is a Visa debit card issued by EtherFi Cayman SEZC, available to residents of United Kingdom, European Economic Area, Latin America, Asia-Pacific, and Middle East & Africa. It is a self-custodial card — your funds remain in your wallet until each transaction is authorised. Cashback is Up to 3% in wETH (realistic ~2.5%).

Full EtherFi Cash review →

About Nexo Card

Nexo Card is a Mastercard credit card issued by Nexo, available to residents of United Kingdom and European Economic Area. It is a credit-line card — you spend first and settle later, with crypto held as collateral. Cashback is Up to 2% in NEXO or BTC.

Full Nexo Card review →

Other comparisons

Last verified May 2026. How we collect this data · Affiliate links and direct links are presented equally.