/ Crypto Card Compare

Karta vs Wirex Card

Both cards target UK and EU residents. Here's the side-by-side on fees, cashback, and where each is available — verified May 2026.

Karta
Wirex Card
Provider
Karta.io / Banco Popular de Puerto Rico
Wirex Limited (UK FCA EMI; Wirex UAB Lithuania for EEA)
Network
Visa
Visa/Mastercard
Funding model
Pre-funded debit (you load crypto/stablecoins to spend)
Pre-funded debit (you load crypto/stablecoins to spend)
Cashback
None
Up to 8% in WXT (realistic ~1%)
Issuance fee
$0
$0
Monthly fee
$0
$0
FX markup
0%
0%
ATM fee
—
2%
Available in
United States, United Kingdom, European Economic Area, Canada, Latin America, and Asia-Pacific
United Kingdom, European Economic Area, and Asia-Pacific
Settlement currency
USD
multi_currency

The verdict

Wirex Card pays meaningfully more cashback in practice (1.0% vs 0.0%).

About Karta

Karta is a Visa debit card issued by Karta.io / Banco Popular de Puerto Rico, available to residents of United States, United Kingdom, European Economic Area, Canada, Latin America, and Asia-Pacific. It is a pre-funded debit card — you top up your card balance with crypto or stablecoins before spending.

Full Karta review →

About Wirex Card

Wirex Card is a Visa/Mastercard debit card issued by Wirex Limited (UK FCA EMI; Wirex UAB Lithuania for EEA), available to residents of United Kingdom, European Economic Area, and Asia-Pacific. It is a pre-funded debit card — you top up your card balance with crypto or stablecoins before spending. Cashback is Up to 8% in WXT (realistic ~1%).

Full Wirex Card review →

Other comparisons

Last verified May 2026. How we collect this data · Affiliate links and direct links are presented equally.