/ Crypto Card Compare

Nexo Card vs Plutus Card

Both cards target UK and EU residents. Here's the side-by-side on fees, cashback, and where each is available — verified May 2026.

Nexo Card
Plutus Card
Provider
Nexo
Plutus (London FCA EMI) / Modulr safeguarding
Network
Mastercard
Visa
Funding model
Credit line (you spend, then settle later)
Pre-funded debit (you load crypto/stablecoins to spend)
Cashback
Up to 2% in NEXO or BTC
Up to 9% in PLUS Points (PLU) (realistic ~3%)
Issuance fee
$0
$13
Monthly fee
$0
$7.50
FX markup
1.35%
2.5%
ATM fee
2%
2%
Available in
United Kingdom and European Economic Area
United Kingdom and European Economic Area
Settlement currency
multi_currency
multi_currency

The verdict

Plutus Card pays meaningfully more cashback in practice (3.0% vs 2.0%).

About Nexo Card

Nexo Card is a Mastercard credit card issued by Nexo, available to residents of United Kingdom and European Economic Area. It is a credit-line card — you spend first and settle later, with crypto held as collateral. Cashback is Up to 2% in NEXO or BTC.

Full Nexo Card review →

About Plutus Card

Plutus Card is a Visa debit card issued by Plutus (London FCA EMI) / Modulr safeguarding, available to residents of United Kingdom and European Economic Area. It is a pre-funded debit card — you top up your card balance with crypto or stablecoins before spending. Cashback is Up to 9% in PLUS Points (PLU) (realistic ~3%).

Full Plutus Card review →

Other comparisons

Last verified May 2026. How we collect this data · Affiliate links and direct links are presented equally.