Best Low-Fee Crypto Cards (May 2026)
Low-fee cards minimise the friction of using crypto for everyday purchases. The cards below charge minimal or zero fees across issuance, monthly maintenance, foreign exchange, and ATM withdrawals.
Our pick
If your priority is keeping fees as close to zero as possible, Gnosis Pay is the leader: no top-up fee, no monthly fee, and self-custody (so no spread on the conversion). Bybit Card is the closest custodial alternative, charging nothing on standard usage if you hold a small Bybit balance. Full list below, ranked by total annual cost.
7 cards in this category
Gnosis Pay
Max cashback
5%
Realistic: 2%
FX fee
1.5%
•••• 9944
VISA
Bybit Card
Max cashback
10%
Realistic: 2%
FX fee
0.5%
•••• 5318
mastercard
Wirex
Max cashback
8%
Realistic: 1%
FX fee
0%
•••• 1859
VISA
Coinbase Card (Visa Debit)
Max cashback
4%
Realistic: 1.5%
FX fee
0%
•••• 8622
VISA
MetaMask
Max cashback
3%
Realistic: 1%
FX fee
0%
•••• 7079
mastercard
Ready
Max cashback
3%
Realistic: 2.5%
FX fee
0%
•••• 9723
mastercard
Bleap
Max cashback
20%
Realistic: 2%
FX fee
0%
•••• 7666
mastercard
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