Our verdict
Best for: DeFi-native users who want self-custody and broad regional coverage
MetaMask Card keeps your assets in your MetaMask wallet until point of sale, true self-custody across Linea, Solana, and Base. Zero FX markup and available across US, UK, Europe, Canada, and LatAm. The realistic ~1% cashback is low, and the card is still relatively early. The token launch possibility adds upside for early users. For DeFi-native users who live in MetaMask already, this is the natural choice.
Specifications
| Card network | Mastercard |
|---|---|
| Provider | Consensys / Mastercard / Monavate (Baanx) / Cross River Bank |
| Funding model | Self-custodial: funds stay in your wallet until spent |
| Settlement currency | USD |
| Available in | US (49 states), UK, Europe, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay |
| Supported chains | Linea, Ethereum, Solana, Base |
| Supported assets | USDC, USDT, mUSD, amUSD, aUSDC, aBasUSDC, wETH, EURe, GBPe |
| Issuance fee | $0 |
| Monthly fee | $0 |
| FX markup | 0% |
| ATM fee | 2% |
| Top-up fee | 0% |
| Foreign transaction fee | 1% |
| Cashback | Up to 3% in mUSD (realistic ~1%) |
| Daily spend limit | $15000 |
| Monthly spend limit | , |
| Daily ATM limit | $1000 |
| Last verified | 2026-04-30 |
What to watch out for
- Self-custody until point of sale
- assets stay in MetaMask wallet (Linea/Solana/Base)
- 0% FX on Metal tier (1% on Virtual)
- Cross River Bank issued, FDIC for fiat conversion settlement
- ATM 2% + $1200/mo free for Metal
- Apple Pay/Google Pay supported
- 30M+ MetaMask users globally
Editorial notes
- Cashback paid in mUSD (MetaMask stablecoin minted via M0)
- requires gas to claim cashback
- Solana not supported in US
- Base not supported in NY/Texas
- Metal break-even ~$830/month spend
- partners with Blackbird (5X $FLY, up to 7X for Metal) and Entravel for travel discounts
- 60% off some hotels
- launched US Feb 2026 after EU pilot 2024
Frequently asked questions
Where is the MetaMask Card available?
As of 2026-04-30, MetaMask Card is available to residents of United States, United Kingdom, Europe, Canada, and Latin America. Specific country list: US (49 states), UK, Europe, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay.
How does the MetaMask Card cashback work?
MetaMask Card offers up to 3% cashback paid in mUSD. Virtual (free) 1% on all purchases; Metal ($199/yr) 3% on first $10K/year then 1%; auto-deposited as mUSD; +1 MetaMask Rewards point per $1 spent (separate program for fee discounts/airdrops) In practice, the realistic effective rate for most users is around 1%.
What are the fees on the MetaMask Card?
MetaMask Card has no issuance fee, no monthly fee, no FX markup. See the spec table above for ATM and top-up fees.
Is the MetaMask Card self-custodial?
Yes. With MetaMask Card, your funds remain in your own wallet until each transaction is authorised. The card provider does not hold your assets.
Last verified 2026-04-30. Rates and availability change frequently. Always confirm with the issuer before signing up. See our methodology for how we collect and verify this data.