EtherFi Cash vs MetaMask Card

Both cards target users who want self-custodial spending. Here's the side-by-side on fees, cashback, and where each is available — verified May 2026.

EtherFi Cash
MetaMask Card
Provider
EtherFi Cayman SEZC
Consensys / Mastercard / Monavate (Baanx) / Cross River Bank
Network
Visa
Mastercard
Funding model
Self-custodial — funds stay in your wallet until spent
Self-custodial — funds stay in your wallet until spent
Cashback
Up to 3% in wETH (realistic ~2.5%)
Up to 3% in mUSD (realistic ~1%)
Issuance fee
$40
$0
Monthly fee
$0
$0
FX markup
1%
0%
ATM fee
2%
2%
Available in
United Kingdom, European Economic Area, Latin America, Asia-Pacific, and Middle East & Africa
United States, United Kingdom, European Economic Area, Canada, and Latin America
Settlement currency
USD
USD

The verdict

EtherFi Cash pays meaningfully more cashback in practice (2.5% vs 1.0%). MetaMask Card has no FX markup, making it the better travel option.

About EtherFi Cash

EtherFi Cash is a Visa debit card issued by EtherFi Cayman SEZC, available to residents of United Kingdom, European Economic Area, Latin America, Asia-Pacific, and Middle East & Africa. It is a self-custodial card — your funds remain in your wallet until each transaction is authorised. Cashback is Up to 3% in wETH (realistic ~2.5%).

Full EtherFi Cash review →

About MetaMask Card

MetaMask Card is a Mastercard debit card issued by Consensys / Mastercard / Monavate (Baanx) / Cross River Bank, available to residents of United States, United Kingdom, European Economic Area, Canada, and Latin America. It is a self-custodial card — your funds remain in your wallet until each transaction is authorised. Cashback is Up to 3% in mUSD (realistic ~1%).

Full MetaMask Card review →

Last verified May 2026. How we collect this data · Affiliate links and direct links are presented equally.