/ Crypto Card Compare

Gnosis Pay Card vs MetaMask Card

Both cards target users who want self-custodial spending. Here's the side-by-side on fees, cashback, and where each is available — verified May 2026.

Gnosis Pay Card
MetaMask Card
Provider
Gnosis Pay Co Ltd (UK) / Monavate (issuer)
Consensys / Mastercard / Monavate (Baanx) / Cross River Bank
Network
Visa
Mastercard
Funding model
Self-custodial — funds stay in your wallet until spent
Self-custodial — funds stay in your wallet until spent
Cashback
Up to 5% in GNO (realistic ~2%)
Up to 3% in mUSD (realistic ~1%)
Issuance fee
$33
$0
Monthly fee
$0
$0
FX markup
1.5%
0%
ATM fee
—
2%
Available in
United Kingdom, European Economic Area, and Latin America
United States, United Kingdom, European Economic Area, Canada, and Latin America
Settlement currency
EUR
USD

The verdict

Gnosis Pay Card pays meaningfully more cashback in practice (2.0% vs 1.0%). MetaMask Card has no FX markup, making it the better travel option.

About Gnosis Pay Card

Gnosis Pay Card is a Visa debit card issued by Gnosis Pay Co Ltd (UK) / Monavate (issuer), available to residents of United Kingdom, European Economic Area, and Latin America. It is a self-custodial card — your funds remain in your wallet until each transaction is authorised. Cashback is Up to 5% in GNO (realistic ~2%).

Full Gnosis Pay Card review →

About MetaMask Card

MetaMask Card is a Mastercard debit card issued by Consensys / Mastercard / Monavate (Baanx) / Cross River Bank, available to residents of United States, United Kingdom, European Economic Area, Canada, and Latin America. It is a self-custodial card — your funds remain in your wallet until each transaction is authorised. Cashback is Up to 3% in mUSD (realistic ~1%).

Full MetaMask Card review →

Other comparisons

Last verified May 2026. How we collect this data · Affiliate links and direct links are presented equally.